Homeownership Program Information

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You can be a homeowner!

We Can Help.

Habitat for Humanity Northern Utah helps families move out of housing that doesn’t meet their needs and into a home that is decent, safe, and affordable. 

We will provide you with the coaching, education, and support to help you achieve your dream of home ownership.

Homeowner Criteria

  • I can afford a mortgage payment up to 30% of my gross monthly income

  • I have six months of steady, verifiable income.

  • I have one year of good rental history.

  • I have no non-medical collection debt.

  • It has been at least two years since the completion of a bankruptcy or foreclosure.

  • I do not have any unpaid judgements.

  • I can pass a criminal background and sex offender check.

  • I can pay a minimum of $1000.00 for closing costs at or before closing.

Income Guidelines